Transaction limits for mobile money recipient accounts in Africa vary by country and mobile network operator. These limits can include daily, weekly, or monthly maximums for incoming transactions, as well as limits on the amount that can be withdrawn from the account.
To ensure a smooth transaction, we recommend checking with the recipient to confirm that their account has enough capacity to receive the funds before making the transfer.
Here are different limits for mobile money recipient accounts in Africa.
Tanzania 🇹🇿
Applies to all telcos; Mpesa, Tigopesa, Airtel Money, Halopesa, Tpesa and Ezypesa
Items | Tier 1 | Tier 2 | Tier 3 |
Maximum per transfer | TZS 1,000,000 | TZS 3,000,000 | TZS 10,000,000 |
Maximum daily transfer | TZS 1,000,000 | TZS 3,000,000 | TZS 50,000,000 |
Maximum account balance | TZS 2,000,000 | TZS 5,000,000 | TZS 50,000,000 |
Maximum Yearly Limit | TZS 30,000,000 | TZS 200,000,000 | Not Applicable |
Kenya 🇰🇪
Items | ||
Maximum amount per transaction | KES 250,000.00 | KES 150,000.00 |
Maximum daily transaction value | KES 500,000.00 | KES 500,000.00 |
Maximum account balance | KES 500,000.00 | KES 500,000.00 |
Uganda 🇺🇬
Items | ||
Maximum transaction limit | UGX 5,000,000 | UGX 10,000,000* |
Maximum account balance | UGX 20,000000 | UGX 20,000,000* |
Ghana 🇬🇭 and Rwanda 🇷🇼
Items | Ghana 🇬🇭 | MTN, Vodafone, and AirtelTigo | Rwanda 🇷🇼 | MTN and Airtel |
Maximum transaction limit | * Vary depending on the recipient's profile (Tier) with the Telco. | * Vary depending on the recipient's profile (Tier) with the Telco. |
Maximum account balance | * Vary depending on the recipient's profile (Tier) with the Telco. | * Vary depending on the recipient's profile (Tier) with the Telco. |
Senegal 🇸🇳
Items | Orange & Wave | Tigo |
Minimum transaction limit | Min - 2,000 XOF | Min - 2,000 XOF |
Maximum transaction limit | Max - 1,500,000 XOF | Max - 1,500,000 XOF |
Cote d Ivoire 🇨🇮
Items | Orange & MTN | Moov |
Minimum transaction limit | Min - 2,000 XOF | Min - 2,000 XOF |
Maximum transaction limit | Max - 1,500,000 XOF | Max - 1,500,000 XOF |
Cameroon 🇨🇲
Items | Orange | MTN |
Minimum transaction limit | Min - 2,000 XAF | Min - 2,000 XAF |
Maximum transaction limit | Max - 500,000 XAF | Max - 500,000 XAF |
Disclaimer;
It's worth noting that these limits may vary depending on the recipient's profile (Tier) with the Telco.
We recommend checking with the specific mobile network operator or recipient if you want the most up-to-date information on transaction limits.