Transaction limits for mobile money recipient accounts in Africa vary, determined by the specific country and mobile network operator involved. These limits encompass daily, weekly, or monthly maximums for incoming transactions alongside limitations on the total amount one can withdraw from the account.
Things to consider
Recipient's profile matters
Transaction limits may fluctuate based on the recipient's profile or tier with the Telco. Different tiers within the Telco system may have varying transaction thresholds.
2. Check with the mobile network operator or recipient
We recommend contacting the specific mobile network operator or the intended recipient directly to obtain the most accurate and up-to-date information on transaction limits.
They can provide insights into any recent updates or changes to the transaction limits based on the recipient's profile.
Here are different limits for mobile money recipient accounts in Africa.
Tanzania 🇹🇿
Applies to all telcos; Mpesa, Tigopesa, Airtel Money, Halopesa, Tpesa and Ezypesa
Items | Tier 1 | Tier 2 | Tier 3 |
Maximum per transfer | TZS 1,000,000 | TZS 3,000,000 | TZS 10,000,000 |
Maximum daily transfer | TZS 1,000,000 | TZS 3,000,000 | TZS 50,000,000 |
Maximum account balance | TZS 2,000,000 | TZS 5,000,000 | TZS 50,000,000 |
Maximum Yearly Limit | TZS 30,000,000 | TZS 200,000,000 | Not Applicable |
Kenya 🇰🇪
Items | ||
Maximum amount per transaction | KES 250,000.00 | KES 250,000.00 |
Maximum daily transaction value | KES 500,000.00 | KES 500,000.00 |
Maximum account balance | KES 500,000.00 | KES 500,000.00 |
Uganda 🇺🇬
Items | ||
Maximum transaction limit | UGX 5,000,000 | UGX 10,000,000* |
Maximum account balance | UGX 20,000000 | UGX 20,000,000* |
Ghana 🇬🇭 and Rwanda 🇷🇼
Items | Ghana 🇬🇭 | MTN, Vodafone, and AirtelTigo | Rwanda 🇷🇼 | MTN and Airtel |
Maximum transaction limit | * Vary depending on the recipient's profile (Tier) with the Telco. | * Vary depending on the recipient's profile (Tier) with the Telco. |
Maximum account balance | * Vary depending on the recipient's profile (Tier) with the Telco. | * Vary depending on the recipient's profile (Tier) with the Telco. |
Senegal 🇸🇳
Items | Orange & Wave | Tigo |
Minimum transaction limit | Min - 2,000 XOF | Min - 2,000 XOF |
Maximum transaction limit | Max - 1,500,000 XOF | Max - 1,500,000 XOF |
Cote d Ivoire 🇨🇮
Items | Orange & MTN | Moov |
Minimum transaction limit | Min - 2,000 XOF | Min - 2,000 XOF |
Maximum transaction limit | Max - 1,500,000 XOF | Max - 1,500,000 XOF |
Cameroon 🇨🇲
Items | Orange | MTN |
Minimum transaction limit | Min - 2,000 XAF | Min - 2,000 XAF |
Maximum transaction limit | Max - 500,000 XAF | Max - 500,000 XAF |