Win an iPhone 17 with NALA (November Giveaway)

Welcome to the Nala IPhone 17 Giveaway ("Promotion"). The Promotion is sponsored by Nala Payments Limited, a company registered at International House, 64 Nile Street, London, United Kingdom, N1 7SR ("Sponsor").

By entering this Promotion, participants agree to abide by these Terms and Conditions.

The Promotion is open to legal residents of the United Kingdom who are 18 years of age or older at the time of entry.

Employees of the Sponsor, its affiliates, subsidiaries, advertising, and promotion agencies, and suppliers, (collectively the "Employees"), and immediate family members and/or those living in the same household of Employees are not eligible to participate.

The Promotion begins on November 19, 2025, at 12am GMT and ends on November 30, 2025, at 12am GMT ("Promotion Period").

Entries submitted before or after the Promotion Period will not be eligible.

App Transactions: Participants will automatically receive one entry into the Promotion for each transaction of £100 or more made through the [NALA app] during the Promotion Period. There is no limit to the number of entries a participant can receive through this method.

No Purchase Necessary: Participants may also enter the Promotion without making a purchase or using the app. To enter without a purchase, participants may visit https://nalamoney.typeform.com/to/fK3J5V9j. Participants may enter once per day through this no-purchase-necessary method.

All entries, regardless of the method of entry, must be received by November, 2025, to be eligible. A purchase or transaction through the app does not increase the chances of winning.

Prizes will be awarded within 7 days of the promotion ending.

Prizes 1 iPhone 17. (new)

Odds of Winning: The odds of winning a prize depend on the total number of eligible entries received for each daily drawing. Given the nature of this Promotion, where participants can receive multiple entries, the odds of winning will vary by the number of entries a participant submits and the total number of entries received.

No cash or other prize substitution shall be permitted except at the Sponsor's discretion.

The Sponsor reserves the right, in its sole discretion, to cancel, terminate, modify or suspend the Promotion should a virus, bug, non-authorized human intervention, fraud, or other cause beyond the Sponsor's control corrupt or affect the administration, security, fairness, or proper conduct of the Promotion.

By entering, participants agree to release and hold harmless the Sponsor and its subsidiaries, affiliates, advertising and promotion agencies, partners, representatives, agents, successors, assigns, employees, officers, and directors from any liability, illness, injury, death, loss, litigation, claim, or damage that may occur, directly or indirectly, whether caused by negligence or not, from participation in the Promotion or acceptance, possession, use, or misuse of any prize.

Information submitted with an entry is subject to the Sponsor's Privacy Policy, which can be accessed at https://www.nala.com/privacy-policy-uk. The Sponsor will collect and process participants' personal data in accordance with the UK General Data Protection Regulation (UK GDPR) and other applicable data protection laws.

By entering the Promotion, participants provide their consent for the Sponsor to collect, use, and process their personal data for the purposes of administering the Promotion, including contacting winners and fulfilling prizes. Participants have the right to withdraw their consent and request the deletion of their personal data at any time.

Any disputes arising out of or related to this Promotion (including non-contractual disputes or claims) will be governed by English law and subject to the non-exclusive jurisdiction of the courts of England and Wales.

By accepting a prize, winners grant the Sponsor the right to use their name, likeness, hometown, and prize information for promotional purposes in any media, worldwide, without further payment or consideration, except where prohibited by law.

The Sponsor reserves the right to modify the terms of this Promotion at any time, for any reason, with or without notice, even though such changes may affect the value or nature of the prizes. Any modifications will be posted on the Promotion website.

The Sponsor is not responsible for the actions, omissions, or failures of third-party suppliers, delivery services, or other parties involved in the fulfillment of prizes or the administration of this Promotion.

Welcome to the Nala IPhone 17 Giveaway ("Promotion"). The Promotion is sponsored by NALA Payments Netherlands B.V., a company located at Vijzelstraat 68, 1017 HL, Amsterdam ("Sponsor").

By entering this Promotion, participants agree to abide by these Terms and Conditions. These Terms and Conditions have been drafted in accordance with the Code of Conduct for Promotional Games of Chance enforced by the Kansspelautoriteit in the Netherlands.

The Promotion is open to legal residents of the European Union who are 18 years of age or older at the time of entry.

Employees of the Sponsor, its affiliates, subsidiaries, advertising, and promotion agencies, and suppliers, (collectively the "Employees"), and immediate family members and/or those living in the same household of Employees are not eligible to participate.

The Promotion begins on November 19, 2025, at 12am CET and ends on November 30, 2025, at 12am CET ("Promotion Period").

Entries submitted before or after the Promotion Period will not be eligible.

App Transactions: Participants will automatically receive one entry into the Promotion for each transaction of €100 or more made through the Nala mobile application during the Promotion Period. There is no limit to the number of entries a participant can receive through this method.

No Purchase Necessary: Participants may also enter the Promotion without making a purchase or using the app. To enter without a purchase, participants may visit https://nalamoney.typeform.com/to/fK3J5V9j. There is no limit to the number of entries a participant can receive through this method.

All entries, regardless of the method of entry, must be received by 12am CET on November 30, 2025, to be eligible. A purchase or transaction through the app does not increase the chances of winning.

Prizes will be awarded within 7 days of the promotion ending.

Prizes 1 iPhone 17. (new)

Odds of Winning: The odds of winning a prize depend on the total number of eligible entries received for each daily drawing. Given the nature of this Promotion, where participants can receive multiple entries, the odds of winning will vary by the number of entries a participant submits and the total number of entries received.

No cash or other prize substitution shall be permitted except at the Sponsor's discretion.

Prizes awarded through this Promotion may be subject to national and local taxes in the winner's country of residence. It is the responsibility of the winner to report and pay any applicable taxes on their prize winnings in accordance with the laws of their country of residence.

The Sponsor may be required to report certain prize winnings to tax authorities in the winner's country, depending on the applicable laws. Winners may be required to provide their taxpayer identification number or other information necessary for tax reporting purposes.

One winner will be selected after the Promotion Period through a random drawing from all eligible entries received that day.

The Sponsor reserves the right, in its sole discretion, to cancel, terminate, modify or suspend the Promotion should a virus, bug, non-authorized human intervention, fraud, or other cause beyond the Sponsor's control corrupt or affect the administration, security, fairness, or proper conduct of the Promotion.

By entering, participants agree to release and hold harmless the Sponsor and its subsidiaries, affiliates, advertising and promotion agencies, partners, representatives, agents, successors, assigns, employees, officers, and directors from any liability, illness, injury, death, loss, litigation, claim, or damage that may occur, directly or indirectly, whether caused by negligence or not, from participation in the Promotion or acceptance, possession, use, or misuse of any prize.

Information submitted with an entry is subject to the Sponsor's Privacy Policy, which can be accessed at https://www.nala.com/privacy-policy-eu. The Sponsor will collect and process participants' personal data in accordance with the EU General Data Protection Regulation (GDPR) and other applicable data protection laws.

By entering the Promotion, participants provide their consent for the Sponsor to collect, use, and process their personal data for the purposes of administering the Promotion, including contacting winners and fulfilling prizes. Participants have the right to withdraw their consent and request the deletion of their personal data at any time.

Participants have the right to withdraw from the Promotion at any time before the end of the Promotion Period. To withdraw, participants should contact the Sponsor via email or in-app chat.

Any disputes arising out of or related to this Promotion shall be resolved by the Kansspelautoriteit. Alternatively, disputes may be resolved in the competent courts of the participant's country of residence, provided the value of the claim does not exceed the jurisdictional limit.

By accepting a prize, winners grant the Sponsor the right to use their name, likeness, hometown, and prize information for promotional purposes in any media, worldwide, without further payment or consideration, except where prohibited by law.

The Sponsor reserves the right to modify the terms of this Promotion at any time, for any reason, with or without notice, even though such changes may affect the value or nature of the prizes. Any modifications will be posted on the Promotion website.

The Sponsor is not responsible for the actions, omissions, or failures of third-party suppliers, delivery services, or other parties involved in the fulfillment of prizes or the administration of this Promotion.

Welcome to the Nala IPhone 17 Giveaway ("Promotion"). The Promotion is sponsored by Nala Inc, a company located at 251 Little Falls Drive Wilmington, New Castle County, Delaware 19808-1674 ("Sponsor").

By entering this Promotion, participants agree to abide by these Terms and Conditions.

The Promotion is open to legal residents of the United States of America who are 18 years of age or older at the time of entry.

Employees of the Sponsor, its affiliates, subsidiaries, advertising, and promotion agencies, and suppliers, (collectively the "Employees"), and immediate family members and/or those living in the same household of Employees are not eligible to participate.

The Promotion begins on November 19, 2025, at 12am EST and ends on November 30, 2025, at 12am EST ("Promotion Period").

Entries submitted before or after the Promotion Period will not be eligible.

App Transactions: Participants will automatically receive one entry into the Promotion for each transaction of $100 or more made through the [App Name] during the Promotion Period. There is no limit to the number of entries a participant can receive through this method.

No Purchase Necessary: Participants may also enter the Promotion without making a purchase or using the app. To enter without a purchase, participants may visit https://nalamoney.typeform.com/to/fK3J5V9j. Participants may enter once per day through this no-purchase-necessary method.

All entries, regardless of the method of entry, must be received by November, 2025, to be eligible. A purchase or transaction through the app does not increase the chances of winning.

Prizes will be awarded within 7 days of the promotion ending.

Prizes 1 iPhone 17. (new)

Odds of Winning: The odds of winning a prize depend on the total number of eligible entries received for each daily drawing. Given the nature of this Promotion, where participants can receive multiple entries, the odds of winning will vary by the number of entries a participant submits and the total number of entries received.

No cash or other prize substitution shall be permitted except at the Sponsor's discretion.

Prizes awarded through this Promotion may be subject to federal, state, and local taxes. In accordance with IRS regulations, any prize valued at $600 or more will require the Sponsor to report the value of the prize to the IRS. Winners of prizes valued at $600 or more will be required to provide their taxpayer identification number (e.g., Social Security Number) to the Sponsor for tax reporting purposes.

The Sponsor will issue a Form 1099-MISC to any winner receiving a prize valued at $600 or more, reflecting the value of the prize as income to the winner. It is the responsibility of the winner to report this income on their tax return and pay any taxes owed.

Non-customers who win prizes valued at $600 or more will be required to provide personally identifiable information, including their taxpayer identification number, to the Sponsor for the purposes of compliance with tax reporting requirements.

Participants are advised to consult with a tax advisor for more information on the tax implications of their prize winnings.

The Sponsor reserves the right, in its sole discretion, to cancel, terminate, modify or suspend the Promotion should a virus, bug, non-authorized human intervention, fraud, or other cause beyond the Sponsor's control corrupt or affect the administration, security, fairness, or proper conduct of the Promotion.

By entering, participants agree to release and hold harmless the Sponsor and its subsidiaries, affiliates, advertising and promotion agencies, partners, representatives, agents, successors, assigns, employees, officers, and directors from any liability, illness, injury, death, loss, litigation, claim, or damage that may occur, directly or indirectly, whether caused by negligence or not, from participation in the Promotion or acceptance, possession, use, or misuse of any prize.

Information submitted with an entry is subject to the Privacy Policy stated on the Sponsor's Website. To read the Privacy Policy, https://www.nala.com/privacy-notice-usa .

These Terms and Conditions shall be governed by the laws of the State of Delaware. Any disputes arising out of or related to the Promotion shall be subject to the exclusive jurisdiction of the courts of the State of Delaware.

Any disputes arising out of or related to this Promotion shall be resolved through binding arbitration administered by the American Arbitration Association under its Consumer Arbitration Rules. Alternatively, disputes may be resolved in small claims court, provided the value of the claim does not exceed the jurisdictional limit.

By accepting a prize, winners grant the Sponsor the right to use their name, likeness, hometown, and prize information for promotional purposes in any media, worldwide, without further payment or consideration, except where prohibited by law.

The Sponsor reserves the right to modify the terms of this Promotion at any time, for any reason, with or without notice, even though such changes may affect the value or nature of the prizes. Any modifications will be posted on the Promotion website.

The Sponsor is not responsible for the actions, omissions, or failures of third-party suppliers, delivery services, or other parties involved in the fulfillment of prizes or the administration of this Promotion.

This Promotion is not sponsored, endorsed, administered by, or associated with any third-party platform or social media site on which it may be promoted or conducted. Participants understand that they are providing their information to the Sponsor and not to any third-party platform.

For questions or concerns about this Promotion, participants may contact the Sponsor through in-app chat or live chat from their website (www.nala.com).